Re-Financing

Is your current home and/or investment loan no longer displaying the degree of compatibility to your current financial profile. Re-financing provides the avenue to again achieve that ‘best fit’ logic of matching your financial circumstances to a loan that accommodates and helps satisfy those financial and risk parameters. Alternatively, you may wish to access more competitive interest rates, increase the current re-draw facility for a worthwhile purpose such as a home renovation. Re-financing is not always the best solution:

There are break fees involved depending on the current length of your existing loan facility and sometimes other new establishment fees but there is one advantage that, depending on the geographical State of mortgage origination, stamp duty on mortgage loan re-finance is exempt.