
Overview
ChoiceBiz offers a wide range of finance options to suit the needs of the entity when acquiring equipment for commercial use. We are able to create the optimum solution designed to remove the complexities of risk, tax effectiveness, cash flow constraints and future end value of the equipment purchase. Our Equipment Finance division offer products in the form of:- Finance Lease.
- Novated Lease.
- Chattel Mortgage.
- Commercial Hire Purchase Agreement.
- Master Equipment Agreement.
- Continuing Guarantees.
From a broad view perspective, any of the above products may be applied against the following types of income producing plant and equipment:
- Commercial Vehicles, including Trucks and Buses.
- Engineering Equipment.
- Materials and Process Handling Equipment.
- Medical, Dental and Optometry Equipment.
- Office Equipment and Computers.
Basically, potential borrowers need to understand a chief important feature to the lending criteria – demonstrate the capacity to repay – this does not necessarily have to be achieved by the presentation of glowing financial statements. We understand different business entities operate in different commercial spheres. Just as important is the need to research the features of the equipment that you are contemplating acquiring with borrowed finance and to choose wisely. Other points for consideration are insurance and maintenance costs. Structuring the appropriate equipment finance deal can be smooth, quick and a seamless transaction to settlement once the broad financial parameters are identified and put into place. If you are seriously looking for an Equipment Finance solution structured to your needs, feel free to contact us on telephone no: 1300 162 452 or e-mail your details to us, or even Apply On-Line by downloading the Equipment Finance Application Form.